Did you know that one automobile accident occurs every minute in the state of Texas? Unfortunately, the Lone Star State ranks #1 in the number of traffic accident fatalities each year. Based on statistics from various government agencies, accidents happen for a variety of reasons, including:
- Drunk or impaired driving
- Distracted driving
- Use of cell phones while driving
- Inclement weather
- Running red lights
- Drowsy driving
Texas Car Accident Attorneys Who Make a Difference
The car accident lawyers of Hutchison & Stoy make it our mission to help those affected by wrecks of all kinds, whether they be head-on or rear-end collisions, rollovers, or multi-vehicle accidents. Finding the best car accident lawyer shouldn’t be as painful (or even more so) than an accident itself. At Hutchison & Stoy, we make it easy.
We know you’ve suffered as a result of your accident, and we want to help. Whether you’re dealing with emotional stress, physical pain, or a combination of both, we’re here to guide you to the light at the end of the tunnel. You might not see it yet, but it’s there. All you need is a helping hand to see you through.
The Warriors of Justice at Hutchison & Stoy have years of experience making a difference in the lives of their clients. We work tirelessly to accomplish our goals, and fighting for our clients is our top priority. We’ve recovered millions of dollars in compensation for clients over the years. If you’ve been in a recent accident and need guidance, contact us for a free case evaluation.
How Hutchison & Stoy Can Help
Any accident involving an automobile has the potential to cause catastrophic damage to persons and property. Texas car accident attorneys like Hutchison & Stoy typically handle the following vehicle-related cases:
- Car Wrecks
- Truck (18-Wheeler) Accidents
- Motorcycle Wrecks
- Bicycle Accidents
- Pedestrian-involved Accidents
If you’ve lost a loved one due to a car accident, we can assist you with a wrongful death suit against the responsible party as well. Facing the future, knowing you won’t be able to connect with your loved one again because of the negligent actions of another person can be devastating. Let us take care of the legal issues so you can mourn and begin to heal.
Injuries resulting from automobile accidents can range from minor to catastrophic. Catastrophic injuries include spinal cord damage, blindness, deafness, burns, limb loss, traumatic brain injuries, and internal organ damage. These can result in permanent ailments or even death.
Minor injuries include cuts and bruises as well as whiplash. Although not considered catastrophic, whiplash, if left untreated, can become a chronic problem for accident victims. Even the slightest bit of discomfort may eventually lead to a lifetime of pain.
This is why it’s vital that you contact a car accident lawyer as soon as possible to weigh your options. You don’t want to miss out on an opportunity to get the help that you need. With our team of top-notch attorneys and staff, you’re guaranteed to receive the kind of attention and care you deserve.
What Should You Do Immediately Following a Car Accident?
Most accident victims recognize the importance of their actions immediately following a wreck. If you haven’t already, make sure you get a copy of the police report. You’ll need it when you file your insurance claim.
Even if you don’t believe you are injured, it’s a good idea to get checked out by a licensed physician after a car wreck. Your priority should be your health, not dealing with the insurance companies. If you’re contacted within the first couple days following an accident, don’t hesitate to tell the adjuster you’ll call them back once you’re feeling up to it.
Although you may know your insurance agent personally, they are still an employee of the insurance company. Their loyalty lies with their employer. As a result, they may attempt to question you or request a statement before you’re ready to provide one. Give yourself some time to recover and contact a car accident lawyer to assist you with the insurance company and other legalities.
The police report that is filed following your car accident will help determine who is at fault, or negligent, in regards to your case. Determining negligence can be difficult or clear-cut. However, if you don’t hire an attorney to help you with the legalities, an insurance adjuster may try to take advantage of you and twist the findings of the police report to the insurance company’s advantage.
To be labeled “negligent,” a person must fail to use “ordinary care” when driving, thus resulting in an automobile accident. If the other party did not do what a person of sound judgment would have done in a similar situation, that is negligence. This is where a reputable traffic accident lawyer comes in handy. It is our job to ferret out the details and put all the pieces into place.
If the other party involved in your accident is determined to be negligent, you want to make certain you’re properly compensated for any medical bills, repair bills, legal fees, or other expenses. You may think you can handle your own case, but hiring a skilled personal injury attorney will be much easier on you in the long run. Don’t take on more stress than you already have; that’s our job.
Speaking with the At-Fault Insurance Company
If you are not the responsible party, it’s best not to give a recorded statement to the at-fault insurance company until you are properly represented. An adjuster may pressure you to no end, but they cannot force you to give a statement. Anything you do give them should be provided in writing only.
Above all, do not sign a settlement agreement until it’s been reviewed by an attorney. Insurance adjusters, especially those working for the at-fault party’s provider, will do everything they can to force you to move swiftly, usually against your best interests. However, you don’t have to rush through this process. Take your time and make sure everything is handled appropriately. This will maximize your compensation.
Car Accident Settlements
When arguing a case, an at-fault insurance company may use various defenses to avoid settling or paying damages. These include:
- New and Independent Cause – the at-fault party admits negligence but then suggests that a third, independent party is the true reason for your injuries.
- Emergency – if the at-fault party was confronted by an emergency that arose suddenly and required immediate action, they may not have been negligent for the car accident as long as they reacted to the emergency with ordinary care.
- Unavoidable Accident – an accident is labeled as “unavoidable,” meaning no particular party was at-fault.
- Act of God – if an accident is caused solely by a violent act of nature that could not have been reasonably prevented or avoided, it is not the result of the actions of either party.
The legal defenses described above are quite complex. You can probably see how it’s usually best not to try to settle a claim yourself. Taking on this burden alone could save you a little money in the long run, but it might also cost you money. Unfortunately, many accident victims settle for less than they deserve simply because they don’t have the legal knowledge to fight for more.
Even if you think you can settle your case alone, take advantage of our free case evaluation to make sure you’re on the right track. We’ll be 100% honest with you. If we feel you can take care of everything without our assistance, we’ll tell you!
What To Do If You Don’t Have Health Insurance
Not having health insurance isn’t a deal-breaker, so don’t despair if you find yourself in this situation after a car accident. Alternately, you may have insurance, but your provider refuses to pay your medical bills. Both of these circumstances can be managed with proper help.
Hutchison & Stoy are associated with a network of doctors who will treat your injuries and allow you to settle your case before billing you. This is not a common practice for most law firms, but it is something we stand behind. If you’re interested in learning more about this service, give us a call.
“Help! I Need to Find a Car Accident Lawyer Near Me!”
If you’ve been involved in a car wreck and find yourself searching for a Texas car accident attorney who can help you get back on track, your hunt is over. At Hutchison & Stoy, we’re well known for our commitment to our clients in their time of need.
Whether it’s compensation for injuries, property damage, or emotional pain, we’re your top choice in Texas.
We’re happy to offer you a free case evaluation to determine how we can best assist you. Please peruse our website for basic information, testimonials, and case statistics. We believe you’ll find that the Warriors for Justice are the perfect solution in your hour of need.
For additional assistance, contact us through our online form or by phone at (817) 820-0100.