If you have been in a car accident you may have many questions about how insurance will affect your personal injury case. In order to know how liability insurance will affect a personal injury case it is important to know a little bit about what is actually covered by liability insurance.
This video provides a brief explanation of liability insurance.
Liability insurance provides compensation to individuals for property damage and personal injury when the property damage or personal injury was caused by the policyholder’s negligence. Liability insurance does not cover damage the policy holder caused to their own vehicle.
In addition, liability insurance does not cover the policy holder’s injuries in the event that the policy holder is responsible for an accident.
One question that we frequently answer is: “what happens if the liability coverage is not enough?”
There are two possible answers to this question.
First, another type of insurance such as underinsured motorist coverage could provide supplemental compensation for the injuries.
Also, the negligent individual who caused the accident can be personally liable for damages that the insurance policy does not cover.
If you have any questions about your insurance policy you can contact the lawyers at Hutchison & Stoy.
You can also visit our blog to learn more about insurance or you can watch our other videos about different types of insurance coverage.
We have years of experience dealing with insurance companies. We can provide you with assistance in understanding how insurance will affect your personal injury case.
If you have been injured in a car accident we can assist you in filing a claim against the responsible party’s insurance company. If the responsible party’s insurance company refuses to accept responsibility we can assist you in filing a lawsuit against the responsible party.
Let our personal injury lawyers help you fight for the compensation that you deserve.